A checklist to see if it's time for a mortgage review
Many homeowners "set and forget" their mortgage after signing the paperwork – and that's completely understandable. But banks don't always proactively offer their sharpest deals to existing customers. New cashback offers, special rates, and smarter structures often go unnoticed. This checklist helps you quickly spot whether it's worth having a conversation with a mortgage adviser – before it quietly costs you more than it should in interest, missed cashback, or missed opportunities.